Credit Score



There are three different websites that offer free credit report from each of the 3 major credit reporting agencies. See


Credit Karma vs Quizzle vs Credit Sesame

Feature Credit Karma Quizzle Credit Sesame EquiFax
Free to join Yes Yes Yes Yes
SSN required Yes Yes Yes Yes
Free credit score Yes Yes Yes Yes
Exact Score Yes Yes Yes No (Range)
Credit score provider TransUnion Experian Experian EquiFax
Credit score update frequency Daily Monthly Monthly Monthly
Credit score simulator Yes No No No
Other scores Yes, VantageScore and Auto Insurance Score No No No
Free credit report No, but has credit report card Yes No No
Credit report update frequency N/A 6 months N/A N/A
Budgeting No Yes No No
Debt analysis No Yes Yes No
Mortgage Yes Yes, but only Quicken Loan Yes No
Home value estimate No Yes, by FNC Yes, by No
Home sale info No Yes No No
Bank offers Yes, Ally Bank, FNBO Direct and Zions Bank Yes, SmartyPig No No
Credit card offers Yes No No No
Personal loan offers Yes, from Lending Club No Yes, from Lending Club No
Auto/Life insurance offers Yes No No No
Auto loan offers Yes No No No
Affect credit score No No No No

Credit Karma, Quizzle and Credit Sesame, EquiFax Comparison
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