| Card | Chase Freedom | Discover | Citi Dividend Platinum Select |
|---|---|---|---|
| Activate Quaterly Promotion Link | Activate Calendar Merchants | Activate | Activate |
| 2023 | Rewards Categories with bonus 5% cash back 2023 | ||
 |  | ||
| Q1 January - March | Grocery Stores (excluding Walmart) Target* Fitness Clubs & Gym Memberships | Grocery Stores, Drug Stores and Select Streaming Services | Amazon Select streaming services |
| Q2 April - June | Amazon.com Lowe's | Restaurants and Wholesale Clubs | Drugstores Grocery stores |
| Q3 July - September | Gas Stations EV Charging Select Live Entertainment | Gas Stations and Digital Wallets | Gas stations Home improvement stores |
| Q4 October - December | PayPal Wholesale Clubs Select Charities | Amazon.com and Target | Grocery Stores |
| 2022 | Rewards Categories with bonus 5% cash back 2022 | ||
| Q1 January - March | Grocery stores; eBay. | Grocery stores; fitness clubs and gym memberships. | Amazon; select streaming services. |
| Q2 April - June | Amazon.com; select streaming services. | Gas stations; Target. | Grocery stores; drugstores. |
| Q3 July - September | Gas stations; car rentals; movie theaters; select live entertainment. | Restaurants; PayPal. | Gas stations; home improvement stores. |
| Q4 October - December | PayPal; Walmart. | Amazon.com; digital wallets. | Restaurants; select travel. |
| 2021 | Rewards Categories with bonus 5% cash back 2021 | ||
| Q1 January - March | Wholesale clubs; select streaming services; internet, cable and phone services. | Grocery stores (including Walmart Grocery Pickup & Delivery); CVS and Walgreens. | Amazon; select streaming services. |
| Q2 April - June | Gas stations; home improvement stores. | Gas stations; wholesale clubs; select streaming services. | Supermarkets; drugstores. |
| Q3 July - September | Grocery stores; select streaming services. | Restaurants; PayPal. | Gas stations; home improvement stores. |
| Q4 October - December | Walmart; PayPal. | Amazon.com; Target.com; Walmart.com. | Restaurants; Best Buy. |
| 2020 | Rewards Categories with bonus 5% cash back 2020 | ||
| Q1 January - March | Gas stations; select streaming services; internet, cable and phone services. | Grocery stores; CVS and Walgreens. | Fitness clubs; supermarkets. |
| Q2 April - June | Grocery stores; gym memberships and fitness clubs; select streaming services. | Gas stations; Uber and Lyft; wholesale clubs; Home Depot (June only). | Drugstores; Amazon.com. |
| Q3 July - September | Amazon.com and Whole Foods Market. | Restaurants; PayPal. | Home improvement stores; streaming services. |
| Q4 October - December | Walmart; PayPal. | Amazon.com; Target.com; Walmart.com; Best Buy (Nov. 25 to Dec. 31 only). | Best Buy; online purchases from warehouse clubs. |
| 2019 | Rewards Categories with bonus 5% cash back 2019 | ||
| Q1 January - March | Gas stations; tolls; drugstores. | Grocery stores. | Gas stations; Home Depot. |
| Q2 April - June | Home improvement stores; grocery stores. | Gas stations; Uber and Lyft. | Drugstores; fitness clubs. |
| Q3 July - September | Gas stations; select streaming services. | Restaurants; PayPal. | Airlines and car rentals. |
| Q4 October - December | Department stores; PayPal and Chase Pay. | Amazon.com; Target (in-store and online); Walmart.com. | Best Buy and department stores. |
| 2018 | Rewards Categories with bonus 5% cash back 2018 | ||
 |  |  |
|
| Q1 January - March | Gas Stations Internet/Cable/Phone Services Chase Pay Android Pay Apple Pay Samsung Pay | Gas Stations & Wholesale Clubs | Gas Station Car Rentals |
| Q2 April - June | Grocery stores Chase Pay Paypal | Grocery stores | Home Depot Home furnishing Stores |
| Q3 July - September | Gas Stations Lyft Walgreens | Restaurants | Airlines Movies |
| Q4 October - December | Department stores Wholesale clubs Chase Pay | Amazon.com & Wholesale Clubs | Best Buy Department stores |
| 2017 | Rewards Categories with bonus 5% cash back 2017 | ||
 |  |  |
|
| Q1 January - March | Gas stations and local commuter transportation (not including parking, tolls or Amtrak) | Gas Stations Ground Transportation Wholesale Clubs | Home Depot and Home Furnishing Stores |
| Q2 April - June | Grocery stores and drug stores | Home Improvement Wholesale Clubs | Drugstores and Fitness Clubs |
| Q3 July - September | Restaurants and movie theaters | Restaurants | Hilton and Airlines |
| Q4 October - December | Walmart and department stores | Amazon Target | Best Buy and Department Stores |
| 2016 | Rewards Categories with bonus 5% cash back 2016 | ||
 |  |
||
| Q1 January - March | Gas Stations Local Commuter Transportation | Gas Ground Transportation | Home Depot Home Furnishing Stores |
| Q2 April - June | Grocery Stores | Restaurants and Movies | Drug Stores Fitness Clubs |
| Q3 July - September | Restaurants | Summer spruce up | Car Rental Hilton |
| Q4 October - December | Walmart Department Stores | Amazon.com Department Stores Clothing Stores | Best Buy Department Stores |
| 2015 | Rewards Categories with bonus 5% cash back 2015 | ||
 |  |  |
|
| Q1 January - March | Grocery Stores Movie Theaters Starbucks Stores | Gas Ground Transportation | Macy's Home Furnishing Stores |
| Q2 April - June | Restaurants | Restaurants and Movies | Home & Garden Stores |
| Q3 July - September | Gas Stations | Summer spruce up | Airlines Hilton |
| Q4 October - December | Amazon.com Zappos Diapers.com Audible.com | Amazon.com Department Stores Clothing Stores | Best Buy Department Stores |
| Limits | Limit On 5% Bonus | ||
| Unless otherwise noted for any quater | 5% rewards limited to $1,500 in spending for the quarter (or $75 in rewards at 5%) | 5% rewards limited to $1,500 in spending for the quarter (or $75 in rewards at 5%) | Total rewards limited to $300 annually (or $6000 in spending at 5%) |
The Art Of …