| Bank | Citi | Citi | Citi | Citi | Barclay |
| Type | Personal | Personal | Personal | Business | Personal |
| Annual fee | $0 | $99 (1st year $0) | $595 | $99 (1st year $0) | $99 |
| Earn loyalty points | 1 per earned mile | 1 per earned mile | 1 per earned mile | 1 per earned mile | 1 per earned mile |
| Free bag (on domestic) | no | 1st for you and up to 4 companions | 1st for you and up to 8 companions | 1st for you and up to 4 companions | 1st for you and up to 4 companions |
| Boarding | no | Preferred boarding | Priority boarding and check-in, screening. | Preferred boarding | Preferred boarding |
| Signup bonus | 15,000 miles after $500 spending in 3 months | 75,000 miles after $3,500 spending in 4 months | 70,000 miles after $7000 spending in 3 months | 65,000 miles after $4,000 spending in 4 months | 50,000 miles after first purchase and $99 annual fee in 90 days. |
| Purchases other | 1x | 1x | 1x | 1x | 1x |
| Purchases AA | 2x | 2x | 4x (5x if spent $150,000) | 2x | 2x |
| Purchases special | 2x grocery stores | 2x restaurants and gas stations | 10x on car rentals and hotels through AA.com | 2x on telecom/cable/satellite, gas and car rental | No |
| Benefit | | $125 discount after $20,000 spending | 10,000 loyalty points when reaching 50,000 loyalty points and again when reaching 90,000. | Companion certificate ($99) after $30,000 spending | Companion certificate ($99) after $20,000 spending |
| Foreign transaction fee | Yes | No | No | No | No |
| Admirals Club | No | No | complimentary Admirals Club® membership | No | No |
| Global Entry or TSA precheck | No | No | Global Entry or TSA precheck $100 every 4 years | No | No |
| Inflight food and beverage | No | 25% saving | 25% saving | 25% saving, also on Wifi | 25% saving, also on Wifi |
| Statement credit | | | Avis and Budget up to $120 per year. Grubhub $10 per month. Lyft $10 per month after 3 rides. | | |